Get funds for your business’ future
Get quick access to capital with flexible lending solutions from U.S. Bank®. With these financing options, you can expand operations, build inventory, pay vendors, and purchase equipment or commercial real estate.
Unsecured Cash Flow Manager
Make sure you have working capital when you need it with an unsecured line of credit for up to $100,000.
- No collateral required
- Competitive variable interest rate with a fixed rate option on existing balances
Secured Cash Flow Manager1
From upgrades to outages, get the cash you need with a secured line of credit for up to $250,000.
- Secured with general business assets2
- Competitive variable interest rate with a fixed rate option on existing balances
Equipment Quick Loan
Get a competitive interest rate and quick initial decision online.
- Loan amounts from $5,000-$250,0003 with a fixed interest rate
- Use to buy 1-4 pieces of securable equipment, like construction, medical or dental equipment
- 100% financing available4
- Flexible terms up to 84 months5 with $0 origination fee
Business Vehicle Quick Loan6
Purchase or refinance new and used vehicles for your business.
- Loan amounts from $5,000 - $250,000
- Secured by a titled vehicle
- Terms up to 84 months with $0 origination fee7
- Prequalification available with a quick initial decision online
Quick Loans
General Purpose Quick Loan
Get an initial decision online quickly to help grow your business.
- Loan amounts from $5,000-$250,0002 with a fixed interest rate
- Use for working capital, office equipment and building improvements
- Secured with general business assets
- Flexible terms up to 84 months5 with $0 origination fee
Quick Loan
Equipment Finance
Get the financing you need to keep your business running smoothly.
- Amounts from $10,000-$1,000,000
- Finance multiple pieces of equipment on one contract
- 125% financing when including additional costs, such as installation, tax and freight
- Pays vendors, manufacturers and dealers directly for the cost of your equipment
Commercial Real Estate
Simple and smart loans for your commercial real estate purchase or refinance needs.
- Owner-occupied commercial and investment property loans available6
- Terms of 5, 10 and 15 years and amortization up to 25 years
- Competitive rates
- Small Business Administration (SBA) options available on owner-occupied commercial loans
Questions? An agent can help
A State Farm® agent can provide you with information to help you choose the right products and options. With thousands of agents throughout the U.S., chances are there’s one near you.
Explore U.S. Bank business banking products
1 This product is not available for businesses located in New York.
2 U.S. Bank will file a UCC-1 lien and must be in first lien position using all business assets as collateral.
3 U.S. Bank will file a UCC-1 lien and must be in first lien position on equipment financed for purchase.
4 100% financing available for loan amounts up to $100,000 with a maximum term of 60 months.
5 84 month terms available for loans over $100,000.
6 Investment property and Business Vehicle Quick Loans are not available in all states.
7 84-month terms available for loans on new vehicles
Credit products offered by U.S. Bank National Association, Equal Housing Lender, and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply. Financing maximums and terms are determined by borrower qualifications and use of funds.